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    Protecting your car with car insurance in South Africa lets you avoid costly repairs or out-of-pocket expenses after an accident. But new vehicle tech and more extreme weather are changing what drivers need from their cover. Understanding these can help you choose a policy that actually keeps up.   Technology is changing how we drive.   More cars in South Africa already have semi-autonomous features like lane-keeping assist and adaptive cruise control. These technologies enhance safety but also bring new risks — from system errors to potential cyber threats. You won’t have anything to worry about when you have the right insurance policy to cover both repair costs and any resulting liability. Cover tailored for hybrid vehicles.   Fuel efficiency and reduced emissions have made hybrid cars popular, but their dual-engine systems are more complicated and expensive to repair. This increases the need for insurance that covers these unique repai...

    If debt is overwhelming, beginning to feel unmanageable, don’t worry—you have options! Debt restructuring, when applied the right way, can be a really effective method to lessen that pressure and keep you on track with repayments, helping you steer clear of any further financial troubles. In this mini guide, we’ll explore what debt restructuring in South Africa is all about and how it can empower you to regain control of your finances.   What is debt restructuring?   Debt restructuring involves collaborating with creditors to create an affordable monthly repayment plan for individuals who are facing challenges in meeting their financial commitments.   For example:   Jane owes R165,000 and currently pays R5,000 per month. After losing her husband, Jane now bears the full responsibility of supporting her family and can no longer afford the R5,000 monthly payment toward her debt.   To restructure her debt, Jane would reach out ...